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OWNER ASSUMABLE VA LOAN @ 3%! Rare opportunity to own a charming 2-story home on a peaceful 1.6-acre lot in Grays Creek—NO HOA and easy commute to Ft. Bragg, shopping, dining & beaches. This move-in-ready home features 4 bedrooms, 3 bathrooms, a large bonus room, and an open-concept layout with abundant natural light. The main level features luxury vinyl tile, while the upstairs has cozy carpet. Gourmet kitchen includes granite countertops, tile backsplash, stainless steel appliances (refrigerator included), and a center island with a backyard view. Spacious primary suite with walk-in shower, double vanities, and walk-in closets. Enjoy peaceful country living with modern comfort—and a rare 3% assumable VA loan for qualified buyers!